Purchasing Processing Questions that You Need to Ask

As the preferred payment processor of Universal Unilink, EVO B2B® wants to ensure that its members are aware of some questions that should be asked of any credit card processors that may contact you in hopes of gaining your business. The answers to these questions can affect your bottom line and impact the way you do business. If someone contacts you and wants you to switch your credit card processing to them, be sure to ask them the following questions:

1. Do your processing platforms support the passing of Level II and III data?

If the processor is not familiar with these terms, run! Not all payment processors are set up to pass this data and are not capable of providing the best rates for these types of B2B transactions.
Level II and III data is additional data that is sent to the card brands during processing that helps the card brand know that the transaction is not fraudulent. With the correct passing of this additional data, businesses can receive lower processing rates.

2. Do you offer PCI compliance assistance?

Any business who is accepting credit cards as a form of payment is required to maintain PCI compliance. However, becoming PCI compliant can be challenging, so having a credit card processor who can assist during the process can be very beneficial.

3. Do you offer live, 24/7 customer support?

Down-time equals lost revenue. Low processing fees will not mean very much if your system is down and you are unable to reach a live person in an emergency.

4. Is there a cancellation or early termination fee?

These fees are typical and can be several hundred dollars. Make sure that the processor that is trying to gain your business is very clear on what their cancellation fees are.

About EVO B2B®

EVO B2B strives to be a valuable resource for Universal Unilink members with regard to their payment acceptance needs. As a credit card processor ourselves and not a third-party reseller, we have the ability to offer the best possible rates on your credit card transactions and provide you a one-stop shop for all of your payment processing needs. EVO B2B supports the passing of Level II and III data, offers hands-on PCI compliance assistance, and extends excellent, 24/7 support to all of our customers with no early termination fees or long-term contracts.

Please reach out to us if you are approached by another processor. We would be happy to review their proposal with you and help you find the best possible solutions for your business. Universal Unilink has negotiated excellent rates and business solutions with EVO B2B on your behalf, and we want to make sure that you are taking advantage of them.

Email us: B2binfo@evopayments.com
Call us: (513) 644-6146 or (888) 564-9564 Option 1